This loan is provided in collaboration with an International Non-Banking Finance Company, which is eligible to avail it at a lower interest rate than other credit institutions, banks and non-banking finance companies. To become a shareholder of an International Non-Banking Finance Company, one must first be a member of aid2all. Any person who is a member of aid2all can avail this loan as per his/her personal capacity. A member of Bharatiya Lok Aadhaar does not need to visit any bank to avail the loan. He/she can avail the loan information through his/her savings account or through the internet.